{"id":6248,"date":"2026-04-29T13:32:35","date_gmt":"2026-04-29T16:32:35","guid":{"rendered":"https:\/\/sumaclientes.com.ar\/formularios\/?page_id=6248"},"modified":"2026-04-30T09:02:10","modified_gmt":"2026-04-30T12:02:10","slug":"igm-preguntas-frecuentes","status":"publish","type":"page","link":"https:\/\/sumaclientes.com.ar\/formularios\/igm-preguntas-frecuentes\/","title":{"rendered":"IGM Preguntas Frecuentes"},"content":{"rendered":"\t\t
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\n\n <\/path><\/svg><\/span> \n INICIO<\/span>\n\n <\/div>\n\t <\/a>\n <\/div>\n \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Preguntas Frecuentes<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n
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<\/path><\/svg><\/span><\/path><\/svg><\/span>\u00bfQu\u00e9 es la Indemnizaci\u00f3n para Gastos M\u00e9dicos?<\/span><\/div>

Es una cobertura que otorga una <\/span>suma de dinero preestablecida<\/b> cuando necesit\u00e1s una intervenci\u00f3n m\u00e9dica de segundo o tercer nivel.<\/span>
<\/span>Ese dinero te ayuda a afrontar gastos imprevistos relacionados con la cirug\u00eda o tratamient<\/span><\/p><\/div>\n\t\t\t\t\t<\/div>

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<\/path><\/svg><\/span><\/path><\/svg><\/span>\u00bfQu\u00e9 tipo de gastos puedo cubrir con esta indemnizaci\u00f3n?<\/span><\/div>

Pod\u00e9s usarla para cubrir gastos como:<\/span><\/p>

  • Traslados<\/span>
    <\/span><\/li>
  • Medicamentos<\/span>
    <\/span><\/li>
  • Cuidado domiciliario<\/span>
    <\/span><\/li>
  • Acompa\u00f1antes<\/span>
    <\/span><\/li>
  • Gastos adicionales derivados de una intervenci\u00f3n quir\u00fargica<\/span><\/li><\/ul>

    No reemplaza tu cobertura m\u00e9dica, sino que te brinda <\/span>apoyo econ\u00f3mico extra<\/b>.<\/span><\/p><\/div>\n\t\t\t\t\t<\/div>

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    <\/path><\/svg><\/span><\/path><\/svg><\/span>\u00bfC\u00f3mo solicito la indemnizaci\u00f3n?<\/span><\/div>

    Pasos para gestionar la indemnizaci\u00f3n:<\/span><\/p>

    • Llenar el Formulario de solicitud de gastos quir\u00fargicos<\/span>
      <\/span><\/li>
    • Presentar historia cl\u00ednica<\/span>
      <\/span><\/li>
    • Presentar protocolo quir\u00fargico<\/span><\/li><\/ul>

      Record\u00e1 que la aseguradora puede solicitar documentaci\u00f3n adicional si lo considera necesario.<\/span><\/p><\/div>\n\t\t\t\t\t<\/div>

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      <\/path><\/svg><\/span><\/path><\/svg><\/span>\u00bfEsta cobertura depende de mi obra social o prepaga?<\/span><\/div>

      No. Esta cobertura funciona de manera <\/span>totalmente independiente<\/b> de cualquier obra social o prepaga que tengas.<\/span><\/p><\/div>\n\t\t\t\t\t<\/div>

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      <\/path><\/svg><\/span><\/path><\/svg><\/span>\u00bfHay per\u00edodo de carencia?<\/span><\/div>

      S\u00ed, los per\u00edodos son:<\/span><\/p>

      • Intervenciones quir\u00fargicas: 90 d\u00edas<\/span><\/li>
      • Operaciones cardiovasculares, partos y ces\u00e1reas: 300 d\u00edas<\/span><\/li>
      • Trasplantes: 120 d\u00edas<\/span>
        <\/span><\/li><\/ul>

        En caso de accidente, <\/span>no hay carencia<\/b>.<\/span><\/p><\/div>\n\t\t\t\t\t<\/div>

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        <\/path><\/svg><\/span><\/path><\/svg><\/span>\u00bfQu\u00e9 son las preexistencias?<\/span><\/div>

        No se cubren intervenciones derivadas de enfermedades, afecciones o adicciones que ya exist\u00edan al momento de incorporarte a la cobertura.<\/span><\/p><\/div>\n\t\t\t\t\t<\/div>

        \n\t\t\t\t\t
        <\/path><\/svg><\/span><\/path><\/svg><\/span>\u00bfD\u00f3nde puedo ver el detalle de la cobertura?<\/span><\/div>

        Para m\u00e1s informaci\u00f3n comunicate con nuestra empresa para conocer el alcance completo del beneficio y los montos establecidos.<\/span><\/p><\/div>\n\t\t\t\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

        INICIO Preguntas Frecuentes \u00bfQu\u00e9 es la Indemnizaci\u00f3n para Gastos M\u00e9dicos? Es una cobertura que otorga una suma de dinero preestablecida […]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_canvas","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-6248","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/sumaclientes.com.ar\/formularios\/wp-json\/wp\/v2\/pages\/6248","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sumaclientes.com.ar\/formularios\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/sumaclientes.com.ar\/formularios\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/sumaclientes.com.ar\/formularios\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/sumaclientes.com.ar\/formularios\/wp-json\/wp\/v2\/comments?post=6248"}],"version-history":[{"count":130,"href":"https:\/\/sumaclientes.com.ar\/formularios\/wp-json\/wp\/v2\/pages\/6248\/revisions"}],"predecessor-version":[{"id":6396,"href":"https:\/\/sumaclientes.com.ar\/formularios\/wp-json\/wp\/v2\/pages\/6248\/revisions\/6396"}],"wp:attachment":[{"href":"https:\/\/sumaclientes.com.ar\/formularios\/wp-json\/wp\/v2\/media?parent=6248"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}